Checking Accounts

At Michigan Heritage Bank, there’s a checking account tailored specifically to your lifestyle and needs. Choose from a wide variety of checking accounts and related services – each with special features to make it easier than ever to bank.

Each month, you’ll receive a detailed monthly statement of your account activity. The statement outlines all deposits and withdraws, check numbers and amounts paid, as well as any fees and charges that may have been incurred.

ATM Access

Certain Michigan Heritage Bank checking accounts include an ATM card that gives you access to your money wherever and whenever you need it, 24 hours a day. With this card, you can also make deposits, transfers and balance inquiries to stay on top of your money at all times. ATM card usage is free at all Michigan Heritage Bank branch locations, and your card can used at any NYCE®, Network ONE®, and Money Mover® Network machines. *

*There may be a fee for withdraws, deposits, transfers and balance inquiries on non-Michigan Heritage Bank ATM machines.

Totally FREE Checking

Looking to save money on your checking account? Check out the money saving advantages of Michigan Heritage Bank’s Totally FREE Checking!
Check Out These Advantages:
• Unlimited check writing
• First box of checks free
• No minimum balance
• Free! ATM access card
• Free! Telephone banking
• Free! Advantage Club account*
• No transaction fees
• No monthly service charges

* With the opening of a second account.
Minimum of $100 required.

Classic Checking

The best checking value around form Michigan Heritage Bank!
Check Out These Advantages:
• High yielding interest rate
• Unlimited checking
• Free! First box of checks
• Free! ATM/debit card
• Free! Telephone banking
• Free! Advantage Club account
• No monthly service fees
• $7.50 statement fee if balance falls below $1,000
• $1,000 minimum balance required to avoid statement fees.

Business or brokered accounts not eligible. Rates subject to change without notice. Account must be open for a minimum of six months.

Deposit Insurance

At Michigan Heritage Bank, your deposits are insured to the full amount allowed by law by the Federal Deposit Insurance Corporation (FDIC), and are backed by the full faith and credit of the United States Government.

fastPHONE Telephone Banking

Now You Can Talk To Your Money with fastPHONE Banking!

Click here to learn more about fastPHONE Telephone Banking.

Call (800) 914-3524 today.